Underwriting Intelligence that Saves Time

Focus on decisions, not data entry. Turn complete loan packages into decision-ready outputs in under 3 minutes—with Excel-accurate calculations, built-in compliance checks, and full audit trails that compress 5 hours of manual work into a few clicks.

87% cost savings vs manual underwriting

The Manual Underwriting Burden

Underwriting teams spend countless hours manually reviewing loan packages, leaving little time for what matters most: making informed credit decisions.

Hours of Manual Data Entry

You spend 2.5-5 hours per loan package manually extracting borrower info, property details, and financial data from 20-30 documents

Automated extraction from all 20+ document types in <3 minutes

Risk of Calculation Errors

Manual DSCR and LTV calculations are error-prone. One transcription mistake can lead to incorrect risk assessment

Excel-formula precision with deterministic calculations—never guesses, returns null when data missing

Compliance Gaps

Easy to miss expired insurance certificates, outdated credit reports, or identity verification mismatches

Automated compliance checking: document expiration, identity verification, missing critical fields

No Audit Trail

When auditors ask "where did this number come from?", you're manually cross-referencing documents

Every field traceable to source document with page number and confidence score

Inconsistent Data

Same borrower information appears differently across documents, requiring time-consuming reconciliation

Cross-document validation with authority hierarchy and format standardization

The Agent in Action

Watch it process a complete loan package in minutes

123 Main St, Columbus, OH 43215
15 documents

Processing Timeline

Document Detection
Scans and identifies all files in the package
Document Analysis
Classifies documents by type and purpose
Data Extraction
Extracts structured data from all documents
Quality Validation
Cross-references data for accuracy
Financial Calculations
Computes all key financial metrics
Underwriting Assessment
AI-powered loan quality evaluation
Report Generation
Generates comprehensive dashboard

Multi-Format Intelligence Deliverables

Access underwriting intelligence as PDF report, JSON API, or spreadsheet export

Your Logo
White-label ready
Report Date: 12/9/2025
Report ID: #UD9ATWE82

Underwriting Intelligence Report

Property: 123 Main St, Columbus, OH 43215

Loan Summary

Requested Amount
$360,000
Interest Rate
7.25%
Loan-to-Value
80%
DSCR
1.25x

Underwriting Intelligence Summary

approve
Overall Score
76
Risk Assessment
credit
low
collateral
low
liquidity
low
documentation
medium
Key Findings
  • Strong borrower creditworthiness (FICO 740)
  • Excellent liquidity position ($800K available)

This report is for informational purposes only and does not constitute financial advice.

Ready to transform your underwriting workflow?

Transparent Pricing

$1/document. No hidden fees. Instant activation. Pay only for what you use.

Frequently Asked Questions

How accurate are the calculations?

We use deterministic formulas with Excel formula parity. DSCR, LTV, and P&I calculations are 100% accurate when input data is present. We never hallucinate—if data is missing, we return null.

What if documents are scanned or poor quality?

Our hybrid OCR + AI vision handles scanned documents automatically. If OCR produces sparse results, we re-extract using vision models (106x more effective). Most scanned docs process without issues.

Can I trust this for compliance audits?

Yes. Every field includes source document reference, page number, confidence score, and any corrections applied. Complete audit trail for every data point. SOC 2 Type II infrastructure.

Do you store our loan documents?

No. Zero document retention. Processing is ephemeral—documents deleted immediately after analysis. We maintain a 24-hour AI cache for cost protection (structured data only, not your documents).

How does this integrate with our LOS?

Simple JSON API. POST documents, receive structured data. Full API documentation. Works with any LOS or platform.

Start Processing Loans Today

Turn every loan package into complete underwriting intelligence in under three minutes.

Instant activation. No setup fees. Cancel anytime.